Life Insurance Basics
Why Life Insurance…Because You Care!
If anything happened to you, would you like to leave your loved ones a beautiful MESSAGE or an ugly MESS behind?
Studies show that nearly 65% of households are uninsured, underinsured, paying too much, or have the wrong coverage. We have the solution!
- Do I need Life Insurance? If anyone (spouse, children, parents, business) will have a financial impact by your passive, you need Life Insurance. If you want to leave an inheritance to loved ones or a charity, you need Life Insurance.
- How much coverage do I need? Most advisors recommend 10 times your annual salary for income replacement. We use the "BLIME" formula to more accurately calculate your need. How much coverage do you currently have?
- How long do I need life Insurance? Do you need Temporary coverage for a set number of years, or would you like Permanent coverage to guarantee it will never expire?
- What Type of Life Insurance is right for me? There are several types of Life Insurance from temporary to permanent coverage. Would you like the option to grow tax free cash value in a permanent policy?
